Wind Mitigation Inspection in South Florida
In Florida, your roof and how your home is built to resist hurricane winds can make a real difference in what you pay for homeowner's insurance. A wind mitigation inspection documents the wind-resistant features of your home on Florida's official Uniform Mitigation Verification Inspection Form (OIR-B1-1802). Insurance companies use it to apply windstorm credits - and for many South Florida homes, those credits add up to meaningful savings every year the policy renews.
What we check during a wind mitigation inspection
Roof covering - type of material and whether it meets Florida Building Code requirements
Roof deck attachment - how the roof decking is nailed to the trusses, including nail size and spacing (such as 8d nails in the High-Velocity Hurricane Zone)
Roof-to-wall connection - whether the trusses are held with toe nails, clips, or hurricane straps
Roof geometry - hip, gable, or other shape, which affects how wind loads the structure
Gable end bracing, where applicable
Secondary water resistance - an extra layer of protection under the roof covering
Opening protection - hurricane shutters, impact windows and doors, and garage door rating
Every feature is documented with photos, as the form requires, and the attic is accessed whenever it is safe and accessible so attachments can be verified - not guessed.
Who should get a wind mitigation inspection?
Any Florida homeowner with a windstorm insurance policy should have one on file. You will typically need a current wind mitigation inspection when you buy a home, switch insurers, or renew a policy - and if your home has never had one, you may be paying the un-mitigated rate without knowing it. A new roof, new impact windows, or added shutters are also reasons to update your inspection, because new protective features can increase your credits.
How it works
1. Call, text, or book online at a time that suits you - we are open 7 days.
2. We inspect the roof, attic, and openings, photographing every documented feature.
3. You receive the completed, signed OIR-B1-1802 form the same day in most cases - send it to your insurance agent to have your credits applied.
Frequently asked questions
Q: How much will a wind mitigation inspection save me?
A: Savings depend on your home's features and your carrier, and we cannot promise a specific amount. Many South Florida homes qualify for credits that save hundreds of dollars a year, and the inspection is a one-time cost while the credits renew with your policy.
Q: How long is a wind mitigation inspection good for?
A: In Florida, a wind mitigation inspection is generally valid for up to five years, as long as no changes are made to the home's structure or roof.
Q: Can you do the wind mitigation and 4-Point together?
A: Yes - insurance inspections are often needed together, and scheduling them in one visit saves you time. Ask when you book.
Why 4 Eyes
Florida Licensed Inspector HI 9929 - Henry Barrios, licensed and insured
Inspecting South Florida homes since 2016
5.0 stars on Google from 422 reviews
Detailed Spectora report with photos, delivered the same day in most cases
We review every finding with you on site before we leave
Open 7 days, including weekends - Se habla español
Ready to schedule? Call or text 305-970-6053, or book online anytime. Open 7 days a week, 7:00 AM - 9:00 PM. Se habla español.