Insurance Inspection Services

Wind Mitigation Inspection

A 4 point inspection looks at the 4 major systems outlined below. An insurance company wants to know that the home has been well maintained, and the major systems are in good working condition.

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• Roof

• Electrical system

• Plumbing system

• HVAC 

During a 4 point inspection, we will determine the general condition of each point so that this information can be given to the insurance company. A 4 point inspection is required generally on homes over 10 yrs old, but several carriers are requiring a 4 point inspection on any age of the home.

See the required form here:
4PT form

During a Wind Mitigation Inspection, we will inspect the home for signs of hurricane protection. Usually, a wind mitigation inspection is requested by the insurance carriers to determine which credit(s) apply to a home. Homeowners may receive substantial insurance discounts for outfitting their homes with windstorm mitigation features that withstand or are hurricane resistant. According to the Florida Division of Emergency Management, 15% - 70% of home insurance premiums in Florida can be attributed to wind-damage risk. While there is an upfront cost involved, outfitting your home with wind mitigation features can result in significant long-term savings. During a wind mitigation inspection, a certified inspector looks for key features and add-ons that reduce the amount of damage your home may suffer in the event of a hurricane or strong windstorm. These features might include, Impact doors & windows, hurricane panels, accordions shutters, etc. See the required form here:
Wind Mitigation 1802 form